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The individual protections that restaurant policies provide can usually be customized for a particular restaurant’s situation. Thus, not all policies contain the same coverages. Most policies, however, have a combination of restaurant liability insurance coverages and restaurant property insurance coverages.

Restaurant liability insurance coverages generally offer protection against different types of liability claims that might be filed against a restaurant. The different types of restaurant liability insurance coverage that are normally available include: General liability coverage, which is used by many businesses (both in and outside the restaurant industry) to protect against several common risks; cyber liability coverage, which may offer protection against potential data breaches and online threats; product liability coverage, which might cover claims arising from a food-borne illness that a restaurant’s dishes spread; liquor liability coverage, which is